Need Financial Advice in Perth?

Over the years it is becoming a lot more common for everyday Australians to seek out the professional advice of a Financial Planner to set them up for their future and provide advice on how to make the right decisions to best manage and utilise their finances. At Growth Financial we assist you in finding the perfect match between yourself and your financial planner to ensure your needs are met and your financial goals are attainable and achieved. Look no further than Growth Financial to take all the guesswork out of connecting with the best financial planner for you.

Andep Investment Consultancy


History and philosophy

Founded in 1982, Andep is one of Perth’s most experienced financial planning practices.

We recognise, and our advice reflects, that while many people have similar needs, few have identical needs.

We standardise our process and advice to the extent possible, thus containing costs to our clients. We do not, however, let standardisation dominate individualisation.

By combining impartial advice, rigorous research and qualified and experienced staff with a value-driven approach to asset allocation, Andep has both protected and enhanced the financial assets of its clients.

Moreover, Andep’s prudent selection of investments has helped its clients safely and successfully navigate the sometimes turbulent conditions of local and international investment markets.

Economic booms and busts can be an unsettling but nevertheless recurring fact of life, and this reality underpins Andep’s investment philosophy of maximising returns subject to acceptable risk.

Andep’s position on aggressive tax and social security planning is that it does not seek to exploit loopholes unless and until they become mainstream.  The reason is twofold -

Acting contrary to the spirit of the legislation contradicts Andep’s “good corporate citizen” position and

  • The government reaction is often unpredictable.

However, if the government does not seek to close commonly known and used loopholes, Andep is duty bound to suggest clients use them.

Fee for service

Andep pioneered fee based advice in Western Australia because of a fundamental conviction that investment advisers need to demonstrate independence, professionalism and impartiality when advising clients.  We charge only hourly fees and never receive asset based % fees or commissions based on client’s investment.

Download a copy of our Financial Services Guide (FSG).


Andep holds Australian Financial Services Licence (AFSL) number 230 176 issued by the Australian Securities and Investments Commission (ASIC). It can therefore give uncompromised advice on a wide range of investment, superannuation and insurance products including those listed on the stock exchange.

Dispute resolution

Andep is a participant in the dispute resolution service conducted by the Australian Financial Complaints Authority.

Corporate citizenship

The practice strives to be a good Australian corporate citizen. To this intent it has:

  • A commitment to membership of and assistance to charitable organisations
  • A commitment to supporting industry and professional associations

We encourage our staff to give back to the community in various ways.
Dennis is the Treasurer of Future Living Trust and Liz Gliddon is the Secretary of 55 Central Inc both are voluntary positions for these charitable organisations.

What our clients say

I cannot speak more highly of Andep and the professional manner they conduct themselves. I find them to be open, honest and very helpful. highly recommended. thank you.
- Jeanette B

Love the independence and the transparent, upfront pricing!
- Laura M

Cornish Wealth Management


With more than 15 years’ experience in private wealth management

Chris Cornish is known for his expertise in advice and investment management. Chris has a specific focus on retirement planning.

After becoming frustrated with the advice limitations when working within the banking sector, Chris secured an Australian Financial Services Licence from ASIC in 2011 (AFSL #436740).

He wanted to provide his clients with advice that didn’t come with the inherent conflicts which comes from being employed by a product provider like a bank or insurance company.

Cornish Wealth Management act for you

Not for any life insurance company, fund manager or bank. They are committed to acting in your best interests and will further your interests as opposed to others. Their advice to you will be appropriate for your relevant circumstances and leave you in a better position.

With an almost infinite range of options available for investment, superannuation and life insurance products, it can be a daunting task to know exactly what to do. Perhaps more importantly is the overarching structuring of assets and associated strategies in order to maximise returns and/or minimise risk, minimise tax and ensure optimum estate planning.

We understand

Each client has their own unique needs and that by consulting with us they give us their trust and confidence. In return we ensure a full understanding of their position before carefully considering the options available and making any financial planning recommendations.

Chris Cornish and Cornish Wealth Management

Are committed to you and your family, and will help guide you through the complexities within the financial and retirement systems.

Barsden Private Wealth

Dunsborough W.A.

Barsden Private Wealth

Barsden Private Wealth provides succession and exit planning services to Family Business enterprises.

Through our diverse skill set and motivation, we are eager to assist Family Business owners realise an effective business transition.

Our approach to Succession & Exit planning for Family Business

We believe that business transition is more than just a new shareholder or a revised organisational chart.

The exit of a Family Business owner can be severely disruptive, and if not managed appropriately can negatively impact both the business and the family unit itself.
Therefore, to ensure a positive transition we work with our family business clients and apply The Three-Circle Model of Family Business.

This model addresses the overlapping subsystems of business, ownership and family and is a very useful tool for understanding the source of interpersonal conflicts, role dilemma, priorities, and boundaries in family firms.

Once identified, we work with our Family Business clients to address these issues and develop effective governance systems to ensure the continuation of business performance and family harmony post transition.

Planning in the right order

For retiring business owners, it is important to understand the linkages between the Retirement Plan, the Exit Plan, the Management Succession Plan, the Equity Succession Plan and the Estate Plan, and to ensure that these plans are made in the right order.

The Retirement Plan will determine financial resources necessary for the current owners to exit the business and fund their retirement lifestyle.

The degree and nature of retirement funding required by the exiting owner from the business, whether as a lump sum or as an on-going annuity from the business, or a combination of both, will heavily influence the development of the Exit Plan.

Once an appropriate Exit Plan is developed, we work with the Family Business to ensure an effective transition of control and ownership via the Management Succession Plan, Equity Succession Plan and Estate Plan for all key persons.

Paul Barsden

  • Certified Financial Planner (CFP®)
  • Master of Financial Planning (MFinPlan)
  • Specialist Self-Managed Superannuation Fund Adviser (SSA®)
  • Accredited Estate Planning Strategist (AEPS®)
  • Tax (financial) Adviser -Tax Practitioners Board
  • Graduate Diploma of Applied Finance and Investment (GDipAppFin)
  • Certificate IV in Finance and Mortgage Broking (Cert IV FMB)
  • Bachelor of Law (LLb.)
  • Licensed Real Estate & Business Agent No. 78564
  • FPA - Financial Planning Association of Australia
  • FBA - Family Business Adviser (Member)
  • FBAA - Finance Broker’s Association of Australia
  • Member of the Roll of the Supreme Court of Western Australia
  • AIBB – Australian Institute of Business Brokers

HPH Solutions


Financial Life Planning

Financial Life Planning is a holistic process that puts your interests first and focuses on increasing your sense of financial well-being and life satisfaction. Initially, this process will help you to clarify your values, priorities, circumstances and aspirations and then guide you in defining and designing your unique version of the “rich life.” In addition, Financial Life Planning will increase your understanding of the habits and attitudes that will facilitate the achievement of your financial and life goals.

Why Choose a Financial Life Planning Adviser?

Because of the unpredictability of life and the complexity of financial regulations and markets, it is important to work with a financial adviser who will help you to achieve what really matters to you.  In this respect, it is essential to select an adviser who will take the time to truly get to know you and to understand your concerns and your aspirations.

Rising to this challenge is a small but growing group of life-centred financial professionals who are leading the movement of integrating financial planning and life planning. That means they are dedicated to understanding each client’s unique set of values, priorities, challenges and opportunities in order to make the most appropriate financial recommendations.

Therefore, in addition to traditional discussions of assets and net worth, these trail-blazing advisers are asking their clients, “What will bring meaning and purpose to your financial life?”

If you are among those individuals disillusioned with the results of
“using your life to make money” you will find the opposite mind set of
“using your money to make a life” to be both liberating and compelling.


SFR Advisory


Our mission is to help you avoid the lifestyle and financial crunch that is facing too many retirees. The future is coming whether you plan for it or not. Ask yourself, will you have the future you want, or what happens to you by default?

Best for you, not us

Do you want to hear the facts, and not a sales pitch? We will filter the clutter of information out there and give you expert financial advice, in a way that makes sense to you. If you want to be able to make complex financial decisions more easily, then we can help.

Objective advice

We have no ties to and receive no commissions or other incentives from product providers. Meaning we can provide balanced, objective advice without being influenced by compensation. Our only interest is helping you achieve what's important to you.

Who we are

We are committed to honesty and transparency - no beating around the bush. You need help? We're here for you. You want answers? We've got them.
Who Needs Financial Advice?

Everyone – Whether you are a business, a family or an individual (young or old).

Wealth is not just about money. It is not important where you start, whatever your current financial position is, we can ensure you are in the best position now. By dealing with today strangely tomorrow's prospects become much better.

We have helped people with their finances for the better part of their adult lives, with some clients being with us for over 25 years. In that time, we have learned that there are more important things in life than just money. Let us show you how you can be truly wealthy today!

As financial mentors, we will look for what will add real financial peace and security to your life, NOW not in some distance point in the future that may never come or worse become irrelevant.

The ultimate goal is to make the most of your life NOW and to help others when you can.

Why Deal With Us?

Caring - We are here to help you regardless of your current financial position and we will treat you no differently to our other clients regardless of their financial status!

Affordable - We want more people to experience what the high net worth individuals assume, so we price our services to reflect this statement. We would rather do the job for less than not help you at all!

Knowledgeable - The team has people with experience in providing advice since 1987 and licenced in Tax, Property, SMSF Services, Aged Care, Debt Advice, Estate Planning and more!

Trustworthy - That’s our reputation and reflected by our long-standing client relationships. We can refer you to clients that have been with us over 20 years to reassure you about our integrity and commitment to our clients before our own interests!

What Does That Mean To You?

Family Office or Home Office services are normally limited to the Ultra High Net Worth Individuals. The reality is that most people require quite a wide scope of advice including Financial Planning, Investment Advice, Taxation Advice, Property Advice, Australian Super Advice, Estate Planning Advice, Family financial dispute advice, including more specialised advice such as business advice, migration advice and commercial tenancy advice.

Unfortunately, most people don’t think they can afford or are just confused about what their need to know and quite frankly all people wonder whom they can trust to deliver the advice regardless of the cost!

How financial planning works:

Financial Planner PerthOffering completely custom and individual services and advice, the right financial planning for you is worth their weight in gold and is extremely valuable in securing your financial freedom and future. Whether you are looking to manage your budget in a more effective way, seeking professional advice for investment, planning for your retirement, how to get the most out of your superannuation or even general financial freedom then engaging with and obtaining the help from a financial planner is the best route to take to ensure optimal outcomes. Through innovative yet proven strategies, expert financial planning will assist you in not only discovering your specific, personal financial goals but also work with you to help you build a pathway to achieve them.

How to get started:

After you have made the decision that you are interested in seeking the assistance of a professional financial planner, the next step is to find the best fit to suit your needs and your lifestyle. This process can quickly become daunting and overwhelming before you know it, this is where Growth Financial comes in. We do all the work for you and work to match the best financial planner for you in your state, relieving you of any stress that may arise should you choose to do this research on your own. Simply click on the ‘Get a Free Quote’ button above to start your journey to financial freedom, control and security.  

Why seek out financial advice?

There is a reason why a lot of everyday Australians find it hard to achieve their financial dreams and goals. Many of us do not know where to start, where to turn, or how to get out of difficult financial situations. Seeking professional advice from a qualified financial planner is paramount to the success of obtaining the outcomes we desire and deserve. Through building long lasting and deep relationships with clients and having a comprehensive understanding and appreciation of what it takes to create a solid pathway, proven to help in achieving your ultimate goals. They are passionate about creating a real change and difference in peoples’ lives and with your best interests in mind, what started as a dream will soon become an attainable reality.

Benefits of having a financial planner?

Investing in a professional, expert financial planner pays off exponentially in the long run. Imagine being able to have the financial freedom and security you have always dreamed of and the peace of mind that you have a professional in your corner, with your best interests in mind to assist you in making the right choices for you and your loved one. The benefits of having a financial planner is outstanding and some of these advantages include:

  • Determining and defining your financial goals
  • Creating an individual plan and pathway on exactly how to achieve your goals
  • Providing proven strategies to secure your financial future
  • Specific and effective retirement plans
  • Advice on how to get the most out of your superannuation
  • Assistance in the management of budgets, savings and debt


The bottom line is that every Australian desires the ability to be able to manage their finances with freedom and without stress. Seeking the assistance of an experienced financial planner will be with you every step of the way, giving you peace of mind and the valuable advice and plans needed to embark on your enhanced financial future. Connect with the best financial planner Perth today.