Need Financial Advice in Perth?

Over the years it is becoming a lot more common for everyday Australians to seek out the professional advice of a Financial Planner to set them up for their future and provide advice on how to make the right decisions to best manage and utilise their finances. At Growth Financial we assist you in finding the perfect match between yourself and your financial planner to ensure your needs are met and your financial goals are attainable and achieved. Look no further than Growth Financial to take all the guesswork out of connecting with the best financial planner for you.

Andep Investment Consultancy


History and philosophy

Founded in 1982, Andep is one of Perth’s most experienced financial planning practices.

We recognise, and our advice reflects, that while many people have similar needs, few have identical needs.

We standardise our process and advice to the extent possible, thus containing costs to our clients. We do not, however, let standardisation dominate individualisation.

By combining impartial advice, rigorous research and qualified and experienced staff with a value-driven approach to asset allocation, Andep has both protected and enhanced the financial assets of its clients.

Moreover, Andep’s prudent selection of investments has helped its clients safely and successfully navigate the sometimes turbulent conditions of local and international investment markets.

Economic booms and busts can be an unsettling but nevertheless recurring fact of life, and this reality underpins Andep’s investment philosophy of maximising returns subject to acceptable risk.

Andep’s position on aggressive tax and social security planning is that it does not seek to exploit loopholes unless and until they become mainstream.  The reason is twofold -

  • Acting contrary to the spirit of the legislation contradicts Andep’s “good corporate citizen” position and
  • The government reaction is often unpredictable.

However, if the government does not seek to close commonly known and used loopholes, Andep is duty bound to suggest clients use them.

Fee for service

Andep pioneered fee based advice in Western Australia because of a fundamental conviction that investment advisers need to demonstrate independence, professionalism and impartiality when advising clients.  We charge only hourly fees and never receive asset based % fees or commissions based on client’s investment.

Download a copy of our Financial Services Guide (FSG).


Andep holds Australian Financial Services Licence (AFSL) number 230 176 issued by the Australian Securities and Investments Commission (ASIC). It can therefore give uncompromised advice on a wide range of investment, superannuation and insurance products including those listed on the stock exchange.

Dispute resolution

Andep is a participant in the dispute resolution service conducted by the Australian Financial Complaints Authority.

Corporate citizenship

The practice strives to be a good Australian corporate citizen. To this intent it has:

A commitment to membership of and assistance to charitable organisations

A commitment to supporting industry and professional associations.

We encourage our staff to give back to the community in various ways.

Dennis is the Treasurer of Future Living Trust and Liz Gliddon is the Secretary of 55 Central Inc both are voluntary positions for these charitable organisations.

What our clients say

I cannot speak more highly of Andep and the professional manner they conduct themselves. I find them to be open, honest and very helpful. highly recommended. thank you.
- Jeanette B

Love the independence and the transparent, upfront pricing!
- Laura M

C Y Financial Advice


We will work to understand what you want in retirement and to help you realise these goals financially.

We pride ourselves in communicating and presenting our advice with transparency, reliability and ease of understanding.

We aren’t about the individual transactions but about long-term goals and team-work.

Our team is on a single mission

To help our clients have the retirement they dreamed of.

Nothing delights us more than helping our client’s dreams become a reality.

What we do

  • We believe that every Australian deserves unbiased, unconflicted advice. Unfortunately, most Financial Planners have ties to banks and product manufacturers.
  • We believe this makes it impossible for them to deliver truly independent advice.
  • We are an independent financial planning firm that is not aligned or beholden to any financial institution.
  • You can trust that the advice we provide is unbiased and specifically for you and your needs.

Chris Young from CY Financial Advice has been awarded the Gold Standard of Independence by the Independent Financial Advisers Association.

This is awarded to advisers who have satisfied the most stringent standard of independence in the profession. Gold Standard of Independence, from the Independent Financial Advisers Association.

How financial planning works:

Financial Planner PerthOffering completely custom and individual services and advice, the right financial planning for you is worth their weight in gold and is extremely valuable in securing your financial freedom and future. Whether you are looking to manage your budget in a more effective way, seeking professional advice for investment, planning for your retirement, how to get the most out of your superannuation or even general financial freedom then engaging with and obtaining the help from a financial planner is the best route to take to ensure optimal outcomes. Through innovative yet proven strategies, expert financial planning will assist you in not only discovering your specific, personal financial goals but also work with you to help you build a pathway to achieve them.

How to get started:

After you have made the decision that you are interested in seeking the assistance of a professional financial planner, the next step is to find the best fit to suit your needs and your lifestyle. This process can quickly become daunting and overwhelming before you know it, this is where Growth Financial comes in. We do all the work for you and work to match the best financial planner for you in your state, relieving you of any stress that may arise should you choose to do this research on your own. Simply click on the ‘Get a Free Quote’ button above to start your journey to financial freedom, control and security.  

Why seek out financial advice?

There is a reason why a lot of everyday Australians find it hard to achieve their financial dreams and goals. Many of us do not know where to start, where to turn, or how to get out of difficult financial situations. Seeking professional advice from a qualified financial planner is paramount to the success of obtaining the outcomes we desire and deserve. Through building long lasting and deep relationships with clients and having a comprehensive understanding and appreciation of what it takes to create a solid pathway, proven to help in achieving your ultimate goals. They are passionate about creating a real change and difference in peoples’ lives and with your best interests in mind, what started as a dream will soon become an attainable reality.

Benefits of having a financial planner?

Investing in a professional, expert financial planner pays off exponentially in the long run. Imagine being able to have the financial freedom and security you have always dreamed of and the peace of mind that you have a professional in your corner, with your best interests in mind to assist you in making the right choices for you and your loved one. The benefits of having a financial planner is outstanding and some of these advantages include:

  • Determining and defining your financial goals
  • Creating an individual plan and pathway on exactly how to achieve your goals
  • Providing proven strategies to secure your financial future
  • Specific and effective retirement plans
  • Advice on how to get the most out of your superannuation
  • Assistance in the management of budgets, savings and debt


The bottom line is that every Australian desires the ability to be able to manage their finances with freedom and without stress. Seeking the assistance of an experienced financial planner will be with you every step of the way, giving you peace of mind and the valuable advice and plans needed to embark on your enhanced financial future. Connect with the best financial planner Perth today.